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When Will You Need to Pay for a Funeral?

March 11, 2022

A funeral is a professional service that is supported with specialized products. It is paid for much like other professional services. Just like at the doctor’s office, you will need to make arrangements for payment before the service is provided. It only takes a little thought to understand why payment before service is the norm for funeral service. 

If the deceased has not provided for funeral cost the family will be responsible. Since it may take months for an estate to settle those funds may not be available until long after payment for the funeral is required. This can create a burden for family members who will need to cover that cost from their personal funds while they wait for the estate to reimburse them.

This is something every adult should consider. “Death is often unexpected, and the family is unprepared” is an often-repeated cliché. But it is true. It is also preventable.  Every adult, and especially those who do not share access to adequate bank accounts with a responsible family member, should take action. 

First, call the funeral home of your choice and make an appointment with their advance planning specialist. Take the hour or two you will need to put together a funeral plan and get an accurate funeral cost estimate for the funeral you would prefer at today’s cost.  This will give you a base from which to work. 

Second, ask the specialist to explain any programs the funeral home may have in place that will help you assure funds are available to cover the cost should the unexpected happen to you. Ask about inflation protection. Ask about payment options. Ask the specialist to explain how their program compares with other solutions available outside the funeral home. These include POD accounts and final expense insurance products. 

Finally, decide what is the best solution for you and your family, keeping in mind someone will likely need to pay for your funeral service before that service can take place.

Your pre-planning can be a lifesaver for family and friends.

www.bisslerandsons.com

Bissler & Sons Funeral Home and Crematory has served families in Kent, Ohio, and all of Portage County since 1913. The company transitioned ownership in 2018 when Rick Bissler retired and arranged to merge his family’s funeral home with the Billow family’s funeral homes, who carry on the tradition of high quality funeral, burial, memorial and cremation services. Their privately owned and operated crematory ensures that loved ones never leave their professional care. Visit bisslerandsons.com to learn more.

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When saying goodbye to someone you love, you have a multitude of decisions to make. Some you might be prepared for, while other questions are new to you. One topic that many people are unfamiliar with is the concept of burial vaults and grave liners, which you may have to have in your loved one’s final resting place.

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Embracing Family in Funeral Planning

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When it comes time to say goodbye to a loved one, the focus of the funeral often naturally falls on the family. It's the people who loved and knew the deceased best—spouses, children, grandchildren, friends, and even coworkers—who come together to remember and honor their life.

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When people lose a loved one, many take comfort in knowing that there’s a place they can go to be with them. Cemeteries offer a location where loved ones can gather to be with those who are no longer with them in everyday life. In many ways, choosing to be buried or interred in a cemetery is a gift for those still living as it gives them a place to find you, knowing that you’re never really too far away.

When Someone Dies, Someone Else Feels Lonely

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The loneliness that accompanies the death of someone we care about is complex and individual. For those who, for many years, woke every morning alongside a husband or wife, it is strange to open your eyes and realize you’re alone. In the early days of grief, the void that is left when a life partner dies can feel like a black hole with no way out.

I’m Lonely: When is Too Soon to Start Dating?

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The answer to this question depends on who you ask. Queen Victoria famously mourned Prince Albert by wearing black for the remainder of her life, forty years. The fictional character Scarlet O’Hara in the novel Gone With the Wind scandalized her peers by dancing with a bachelor at a charity event while “still in black.”

After the Death of a Spouse: 10 Things to Do BEFORE You Start Dating

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